The first wave of health care reform became effective on or after 09/23/10 which means a new round of key reform compliance changes.  As your insurance broker, we are charged to keep you in compliance, keep your employees informed and to ultimately help you navigate through some turbulent waters. Here  is a checklist of five …

Creditable Coverage Guidance and Model Disclosure Notice – Employers must send out before November 15th! We are quickly approaching the Annual Enrollment Period (AEP) for those employees and or dependents who are eligible for Medicare.  The Annual Enrollment Period for Medicare folks is very much like your AEP for group health benefits – you get …