2010 Employer Annual Survey from the Kaiser Family Foundation – one of the leading health research and educational companies. KFF surveys thousands of employers across the country and the results are used as a benchmark for market trends and how your company compares to other employers.
The key findings include the following:
- Firms with 3-199 workers have transitioned into Higher Deductibles using a HDHP model
- 46% of all workers who work for a company with less than 199 employees have a deductible of $1,000 or higher
- Average annual PPO employee only premium for 2010 = $5,136 or $428.00 monthly
- Average annual High Deductible Health Plan (HDHP) employee only premium for 2010 = $4,233 or $352.75
- Average monthly payroll deduction for a PPO plan in 2010 = $66.58
- Average monthly payroll deduction for a HDHP plan in 2010 = $37.00
- Workplace wellness programs have become a hot topic with 74% of employers offering at last one of either a weight loss program, gym membership, discounts on exercise facilities, smoking cessation programs, classes in nutrition or healthy living, web based resources, or a wellness newsletter.
- At Muneris, our TOPHEALTH quarterly newsletter has become an important value-added benefit
There is no doubt that while health care costs have mitigated for the first time in 20 years, health care reform will continue to shape future employer decisions concerning higher deductibles, higher payroll deductions, a continued move to a Consumer Driven Approach and incentives to design wellness programs that create results.
At Muneris, we appreciate your business and call if you have any questions concerning the Kaiser Family Foundation Annual Survey.