Continuing on the September Life Insurance theme, I have attached the NAIC guide to buying life insurance. It’s chock full of information to help guide any consumer, particularly your employees with the purchase of life insurance. As your employee benefits broker, we can also assist your employees with an individual review of their needs. I can’t think of a better way of protecting your employees and their families than to give your employees an opportunity for an in depth life insurance review. At Muneris, we welcome the opportunity to help your employees with their individual needs.