Disability Income Protection for High Earners

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New Marketplace Special Enrollment Period for Tax Season

New Marketplace Special Enrollment Period for Tax Season

Did you have to pay a fee for not having health insurance when you filed your 2014 taxes? You may still be able to get 2015 coverage if you: Aren’t currently enrolled in coverage through the Health Insurance Marketplace for 2015, Paid the fee with your 2014 federal income tax return, for not having health…

HIPPA Compliant Technology

Muneris adopts new HIPAA Compliant Technology

Muneris Benefits chooses Compliance Helper to implement new HIPAA compliant technology. Compliance Helper helps larger Covered Entities and Business Associates get compliant, stay compliant and prove HIPAA HITECH compliance. Read More at compliancehelper.com

Federal Courts Conflicting Ruling on Subsidies

Federal Courts Conflicting Ruling on Subsidies in Federal Exchanges

Yesterday’s court rulings in Virginia, which unanimously supported the intent of the law to allow Federal Subsidies for the state of Virginia, conflicted with the D.C. ruling which stated that only the States can decide on premium tax subsidies, makes for an interesting fall election. Are Federal Subsidies intended to help folks; a State decision…

Mental plans for Obamacare

Metal Plans for Obamacare

The New Healthcare Marketplace continues to move in record speed, as the government races to meet the October 1st deadline. It remains to be seen if Obamacare will become a reality, if the individual mandate gets delayed another year, or if the Republicans really believe they can shut down the government by not funding the…

Final Rules on Wellness Programs from the DOL

Final Rules on Wellness Programs from the DOL

In an effort to keep you abreast of health care reform, the Department of Labor just recently issued guidelines for employers who sponsor Wellness Programs. The DOL has now defined and expanded what an employer can do with respect to a wellness program. For employers with more than 50 employees who continue to provide health care…

Muneris Insight - Health Insurance, Medicare, Employer Benefits

Treasury Delays ACA Employer Reporting & Penalities

The Treasury Department announced late yesterday afternoon that they will delay the “Pay or Play” requirements for employers with 50 or more full-time equivalent employees. This groundbreaking change in D.C. in an early indicator that Obamacare may ,in fact, be crumbling. Employers with more than 50 employees were scheduled to be penalized a $2,000 fine…

Muneris Benefits Chooses ZyWave

Muneris Benefits Chooses ZyWave

As health care reform was ramping up in 2012, Burman Clark, owner and producer at Muneris Benefits, was looking to not only survive the rapidly changing market, but also grow his business. When we talked less than a year later, he felt Zywave had positioned him to survive today and thrive long-term, by competing effectively…

Muneris Insight - Health Insurance, Medicare, Employer Benefits

DOL Regulations Concerning the New Healthcare Marketplace Exchange

The DOL just released the Employer Responsibility Regulations in educating your employees about the upcoming Federal and State Exchanges that are at the heart of the Affordable Care Act (ACA). We have anticipated the arrival of the final notice and have provided a step by step guide to compliance. Please remember, this requirement is for…

Muneris Insight - Health Insurance, Medicare, Employer Benefits

SHOP Plans Under Health Care Reform

Healthcare reform continues to evolve and we have yet another acronym to learn:  A SHOP which stands for a Small Business Health Options Program (SHOP). No, it’s not your local mechanic, a beauty salon or your 8th grade building trades class – it’s another healthcare option available to small employers beginning January 1, 2014. SHOP’s…

Muneris Featured on Handshake 2.0

Muneris Featured on Handshake 2.0

We’re on Handshake 2.0! Burman Clark of Muneris explains insurance options for start up companies with independent contractors. Click here to view the full article on Handshake 2.0’s blog.    

Muneris featured in ProSales Journal

Muneris featured in ProSales Journal

Muneris featured in ProSales Journal Ostensibly on How Obamacare Will Affect Your Health Care Costs. This seems like a no-brainer for companies and workers. The federal government is going to subsidize a good portion of insurance bought through exchanges for households earning less than four times $23,050, the federal poverty level for a family of four.…

Muneris Insight - Health Insurance, Medicare, Employer Benefits

Summary of Benefits and Coverage (SBCs)

Health care reform continues to evolve and the latest employer requirement involves new Summaries of Benefits and Coverage (SBC). Failure to adhere to the SBC language will result in a fine of $1,000 per participant on a federal basis and gives the states the ability to levy additional fines for woeful violations. At the heart…