Do you have a plan for Long Term Care Insurance?
Long Term Care may be the biggest age related challenge we face. As people live longer, the possibility of someday needing coverage increases. Careful planning can help you offset the high cost of services without exhausting your assets.
Adequate coverage gives you the peace of mind and ability to deal with long term illness, chronic conditions and unforeseen medical issues at any age.
What is Long Term Care
Long term care is care in a nursing home, paid home health care provider, family caregiver or friend that provides you care in your home. This is the supervision or assistance you may need when you are not able to do the basic activities of daily living (ADL). Services can include medical and non-medical care.
Basic Activities of Daily Living (ADL) examples:
- Bathing
- Moving in and out of bed
- Dressing
- Toileting
- Eating
- Continence